According to CRIF Barometer
Continue for five years the growth of the credit market on the Italian territory. The consumers of the country of the boot are always more inclined to apply for loans, and even in 2019 we have seen an increase in applications. To let us know is the CRIF Barometer, which reported a 5.1% overall, in large part dependent on the demands of personal loans (+12.8) and purpose loans (+0.8).
As we have seen for a while 'time from now, the conditions are very favorable to consumers, who can take advantage of very low interest rates. Italians are much more informed, read online, talk with accountants, and exploit the most delicious opportunities proposals on the market.
Simone Capecchi, Executive Director of CRIF, has issued statements in which deepens the data on the Italian scene. Personal loans for the purchase of goods and services have seen a substantial increase. Among the most interesting items are furniture, furniture, consumer electronics, televisions, appliances, but there is also room for medical expenses, fees for enrollment in gyms, as well as funds to improve the environmental impact of their home .
The Italians ask small denomination loans, those under 5,000 euro to represent the largest share of the market. There is talk of a 45.9% of the total, against 19.1% for the range of 5,000 to 10,000 Euros, and 22.7% for that between 10,000 and 20,000 Euros. Despite the figures, however, we note that the deadlines for repayments tend to lengthen. The 26.7% of all requests in fact, involved a payment distributed in more than five years. Noteworthy also remain refunds during the 12 months, which alone accounts for 15.1% of the market.
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