The new gimmick of theGovern
Moral of the story, in 2019, 16% of loan applications has as its purpose the furniture renewal or purchase of furniture. Compared to the 2018 data is an increase of 3.6%. Considering the reasons the whole loan market, buying furniture finds himself in third position, after requests for the renovation of the house (20%) and the purchase of a used car (19%).
The rest of the picture is pretty clear. The loans aimed at increasing liquidity remain at around 15%, while a significant increase is noted (especially in October 2019) in funding to buy a new car or a 0 km, with a + 7.6%. The loans with general purpose of consolidation is rather attest to 7.5% of the total.
The latest data also confirm the trend we had anticipated in recent days: Italians are asking for loans digit increasingly contained. Specifically speaking, by the end of October 2019, an average of 10,654 euro. The value has fallen in relation to that recorded at the beginning of the year (€ 11,253), which is to end in 2018, when it touched the 12,099 euro.
To confirm this, 67.8% of funding requests for figures of less than EUR 10,000. Consistent, consumers prefer to return the money faster than in the past: the financing of 18 to 36 months account for over 36% of the total.
Interestingly, there has been a significant decrease in loan applications to the south, the islands and the Center. The percentages refer to a significant decline from 60% in the first six months of 2018 to the current 55%. Recover instead the North, which in the same period rose from 40% to 45%.
is more or less stable instead maintain the percentages by age groups. The 54.5% of the loans are granted to customers between 18 and 45 years. A decline of about 1% compared to the first six months of 2018, not too relevant.
Finally, no surprise to anyone, most of the loans is allocated to the categories considered safer, that workers with permanent contracts (86.4%).