Characteristics of the sale of the fifth pensioner
Retirees can get a loan with a salary-backed loan to be repaid in monthly installments withheld from the pension by the social security institution.
In the case of pensioners, the fifth assignment has two specific parameters regarding the maximum duration of the loan, which is influenced in part by the age of the applicant and the obligatory nature of the insurance coverage according to the laws in force. In this way, the extinction of the debt will fall on the insurance company and not on the family members of the pensioner.
How to apply for a fifth loan (INPS and INPDAP)
The loan with a retirement pension is dedicated both to private sector pensioners and to those in the public sector (INPS and previously registered with INPDAP). To apply for a loan with transfer of the fifth INPS / INPDAP, simply go to our offices, presenting the necessary documentation:
- Identity document and social security number
- Last 2 Pension Coupons,
- CUD and pension certificate